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#LaCharla CHASE Generational Talks

*This is a compensated campaign in collaboration with Chase and #WeAllGrow Latina Network. All opinions are my own*

Having "The Money Talk" is important with any family member, but especially our younger generations. My son AC, who's 7 years old, started to really grasp the money concepts in school this year. It was cute to see him identify how much our currency is worth and how it adds up. But more importantly, how to determine the price of something and compare it to how much money he has available.

It was then that I started including him when I check out. I mades sure to show him how much money I got back from paying for this activity or item. It was incredible to see how quickly he understood. 

I feel as though it is my job to teach him how to make good decisions when it comes to money. My parents showed me at a young age that spending money is okay, but saving it is even better because it allowed me so many more possibilities. 

My household is just like the 56% of Hispanics that said their parents were open about money with them too growing up (versus 45% of the general population).

Having "The Money Talk" with AC has been quite the experience. Research has show that Hispanics are more likely to spend on ‘things’ over ‘experiences’, while Americans would equally spend on the two (60% vs. 50% general population). 

I'm still letting AC make this decision for himself since he is young. AC can decide if he wants to grab a bite from his favorite restaurant with his allowance, or he can save it for a few days and go do a fun activity on the weekend.  I am always surprised with his decision and reasoning behind it! But I am happy to see that he can confidently decide what he wants to do with his money and stick to it. 

I know it is important to teach him great money habits and it is never too late to start with your own kids! Money sense is a generational story and Chase tries hard to understand the difference between generation to help them better manage their money. As Hispanics, we are more likely to go to our families for financial advise.

All of the research and findings from Chase consistently proven that it is MOST important to have open and honest conversations about money.

No matter the situation, everything is better when your family knows what is going on. Watch this video -

So go! Teach our next generation how to use money for what matters most!

To learn more about the study and follow the Generational Money Talks series, please visit

Get more advice in the Chase News & Stories collections: 

This is a sponsored conversation written by me on behalf of Chase and #WeAllGrow Latina Network. The opinions and text are all mine.

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